Monday, September 30, 2013

Foreclosure Starts Cut in Half...

Foreclosure Starts Cut in Half
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Friday, September 27, 2013

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Thursday, September 26, 2013

Buying, Selling, Investing Call Robert Direct 909.271.5640 NOW I can help!

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Wednesday, September 25, 2013

As Rates Fall, Loan Demand Rises Again

As Rates Fall, Loan Demand Rises Again
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Tuesday, September 24, 2013

Homeowner Insurance Companies Want to Limit Your Roof Coverage...

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Monday, September 23, 2013

Fraud Alerts How to protect yourself from ID theft...

Fraud Alerts How to protect yourself from ID theft A fraud alert is a warning to potential creditors that your personal identifying information has been compromised. This alert instructs potential creditors to take extra steps in verifying your identity before issuing new credit. Once you discover that someone has stolen your identity, you should immediately place an alert on your credit report. You can also use a fraud alert if you think you are an identity theft victim. Initial Fraud Alert An initial fraud alert is a warning placed on your credit report for 90 days. This alert entitles you to one free credit report from each credit-reporting bureau. Initial fraud alerts are typically used when you have reason to believe that you may become an identity theft victim. Extended Fraud Alert An extended fraud alert offers more protection than an initial alert because it lasts for seven years. This alert will remove your name from marketing lists for pre-approved credit card offers for five years. It also entitles you to two free credit reports from each credit bureau within 12 months. The extended alert is typically used for actual victims of identity theft. You must provide a copy of your police report to the credit bureau to receive this alert. Active Duty Alert An active duty alert is available for members of the military who are away in combat. Its purpose is to minimize ID theft by acting as a deterrent for potential creditors while you are away. This alert will remove your name from marketing lists for pre-approved credit card offers for two years. This alert lasts for one year, unless you request a shorter time period. How do I place an alert on my profile? You can get an alert by calling any of the three major credit bureaus. You only need to contact one agency. That agency will then notify the remaining two that they should place an alert on your profile. When you call the toll-free number, you will navigate through an automated phone system that will activate the alert. You will have to provide your social security number for verification purposes. You can contact any of the following credit bureaus: Equifax: 1-800-525-6285 Experian: 1-888-397-3742 TransUnion: 1-800-680-7289 Fraud alerts are free of charge. Getting your credit report After placing an alert on your credit report, you will receive confirmation letters from each credit bureau. Those letters will explain how to get your credit report. What should I do next? Once you receive your credit report, you should review it thoroughly. Be sure that all the accounts reported belong to you. What should I do if there are fraudulent accounts on my report? File an Identity Theft police report at your local police station. Contact the companies that issued the fraudulent credit and ask them to close the accounts.
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Understanding Energy Ratings for Windows and Doors...

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Tuesday, September 10, 2013

List of Improving Housing Markets Hits Record High...

DAILY REAL ESTATE NEWS | TUESDAY, SEPTEMBER 10, 2013
The number of housing markets listed as "improving" on the National Association of Home Builders/First American Improving Markets Index reached a record high this month of 291. The index, which started two years ago, gained 44 markets from August to September. 
The measure of improving housing markets had been declining for several months, but a change in the method to compile the index's data may partially explain this month's rise.  
"The dramatic increase in markets qualifying for the [improving market index] in September was partly due to a recent improvement in the way that Freddie Mac measures home prices, which resulted in stronger gains than previously reported," says NAHB chief economist David Crowe. "Even so, the broadened list of metros on the [index] continues to demonstrate the slow but steady gains that individual housing markets are making to bolster the national outlook."
NAHB Chairman Rick Judson says slightly more than 80 percent of the 361 metros tracked by the index have shown consistent growth in three key measures for at least six consecutive months: housing permits, employment, and home prices.
"While there is still plenty of room for growth, this is an excellent indication of how the housing recovery has begun to take hold across more geographic areas,” Judson says.
Among some of the metros added to the list in September were Macon, Ga.; St. Cloud, Minn.; Brownsville, Texas; Spokane, Wash.; and Milwaukee. All 50 states have at least one metro on the list.
Realtor / Notary / E-Pro

 Robert De La Rosa

http://www.CaliforniaPropertyConnection.net
http://www.CaliforniaPropertyConnection.com
Realty Executives Experts
9220 Haven Ave
Rancho Cucamonga Ca, 91730
Direct 909.271.5640 
BRE Lic# 01435824
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Monday, September 9, 2013

Investor Demand Starts to Cool - CaliforniaPropertyConnection

Investor Demand Starts to Cool

Investor Demand Starts to Cool

DAILY REAL ESTATE NEWS | MONDAY, SEPTEMBER 09, 2013
The proportion of investors involved in the housing market has fallen in the last few months. As their numbers dwindle, it may allow other buyers to step in, according to housing experts. 
Investors have gone from accounting for 23 percent of home purchases in February to about 20 percent in June—the lowest level since September 2012, according to data from Campbell/Inside Mortgage Finance survey. 
Their numbers will likely decrease even more in the coming year. About 48 percent of investors recently surveyed say they plan to lessen their home purchases over the next year, according to a recent survey by ORC International. Only 20 percent of the investors surveyed say they plan to buy more homes in the next year, a drop from 39 percent 10 months earlier. 
"Investors helped stabilize a housing market that was in free-fall and they did so by taking advantage of fire-sale home prices," says Michael Feroli, chief U.S. economist at JPMorgan Chase & Co. "Now you see few fewer bargain prices in the market and that's a reason investor demand is coming off its peak."
In recent years, many buyers—particularly first-time home buyers—may have lost out to investors’ all-cash offers on homes. Banks and sellers may have been lured by the idea of a quick deal that cash offers typically provide over offers from buyers who require financing. But with less competition from investors, some housing experts say this may allow an opportunity for other potential buyers to get into the market.  
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CaliforniaPropertyConnection

I have Pre-qualified buyers currently looking for a home in the City of Ontario please contact me Realtor Robert De La Rosa @909.271.5640 to see if your home fits my buyers needs for a complimentary home evaluation contact me now, I can get TOP DOLLAR for your home...




Robert De La Rosa

Realtor / Notary / E-Pro 
Email CaliforniaPropertyConnection@Gmail.com
http://www.CaliforniaPropertyConnection.com
Realty Executives Experts
9220 Haven Ave 100a
Rancho Cucamonga Ca, 91730
Direct 909.271.5640
Ca Bre Lic# 01435824

If  your currently working with a real estate broker this is not intended as a solicitation.
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